Author: aliya
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How I Got Caught in a Holiday Membership Trap in Bali
Looking back, one of my biggest regrets happened in 2010. My husband and I were barely a year into our marriage when we found ourselves saddled with a RM30K holiday membership debt. And no, it wasn’t because we were being extravagant – it all started with a cleverly disguised “reward” trip to Bali. Here’s how…
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Harta Sepencarian: Protecting What’s Yours Without the Drama
Ever wondered what happens to your property when you’re no longer around? No, this isn’t the plot of a 7pm drama, but if you’re married, Harta Sepencarian (matrimonial property) is something you should pay attention to. Let’s get deeper – before your future becomes an episode of Family Feud: Syariah Court Edition. What’s Harta Sepencarian?…
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Why You Still Need a Medical Card, Even If You Prefer Government Hospitals
Government hospitals are lifesavers when it comes to affordable treatments. But here’s the truth: not everything is free. While doctors’ consultations, basic care like room and board, and some medications or implants are heavily subsidized, certain treatments can still burn a hole in your pocket. For instance, if you need titanium screws or plates for…
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Squid Game 2 Comes to Life with Mamee Mister Potato
Squid Game Meets Mamee Mister Potato: My Sunday at LG1 Oasis in Sunway Pyramid Last Sunday, I stepped into the world of Squid Game… but with a crunchy twist. The Mamee Mister Potato x Squid Game 2 event at LG1 Oasis, Sunway Pyramid, was buzzing with energy, excitement, and, of course, snacks. Right in…
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How My Client Secured Her Family’s Home Without Conditional Hibah
Let me share a story about a client who wanted to ensure her family home stayed with her loved ones without financial complications. Passing on property isn’t always straightforward, especially when faraid and housing loans come into play. Why She Doesn’t Choose The Conditional Hibah Route At first, she considered a conditional hibah for…
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The GREAT guardian Unveil
The GREAT guardian Unveil: It’s all about taking Owners hop of every facets of your being. If you told me I’d attend an event that felt like a giant group hug, I might have rolled my eyes. But here I was, standing at Come True Café, The Starhill KL, surrounded by an atmosphere of joy,…
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Crooked Trees, Cartoons, and a Harry Potter Cape
One of my fondest childhood memories with my mom was when we sat together watching cartoons. I once asked her, “Aren’t cartoons only for kids? Are adults even allowed to watch them?” She smiled and said, “Don’t let society decide what you can or can’t do, or what you can or can’t watch. Cartoons make…
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Takaful as a Tool to Relieve the Debts of the Deceased
Takaful: A Practical Solution for Settling Debts After Death When someone passes away, any outstanding debts they leave behind must be paid using their assets, even if it means using up everything. This ensures their obligations are fulfilled before the remaining wealth, if any, is distributed to their heirs. However, if the deceased leaves no…
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Does the deceased’s debt get passed on to their heirs?
If someone passes away and leaves behind assets, their debts must be settled using those assets, even if it means using everything. In this case, the family has no claim over the assets until the debts are fully paid. However, if the deceased didn’t leave any assets, the family isn’t obligated to settle the debts.…
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