Author: aliya
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Doing Hibah for Your Takaful Isn’t for You. It’s for the People You Love.
If You’re Earning an Income, You’re Already Insuring Your Family’s Life—But Have You Made It Official? Hi, I’m Aliya—an Islamic Financial Planner, and also a mom who understands the weight of responsibility that comes with being a breadwinner. Let’s have an honest chat today—just between us. If something happened to you tomorrow, would your loved…
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Comfort Food At Sup Tulang ZZ
There are some places that don’t need flashy signboards or fancy marketing – because the food speaks for itself. And in Johor Bahru, that place is Sup Tulang ZZ. Our first visit was sometime in 2024, when we had to be in JB for work. The moment we arrived, the air was filled with the…
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Thanks for the Silent Treatment—I Needed the Silence Anyway
I once got the silent treatment. Was it in 2018 or 2019? I honestly can’t remember anymore. And all because I chose to be firm. At that time, we were already struggling financially. Just enough to cover our commitments—barely a cent more. Then, during what was supposed to be routine maintenance, my house was damaged…
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Why People Pleasers End Up Drained
One of the most important lessons I’ve learnt is this: it’s perfectly okay to say no when someone asks for a favour. In fact, you need to say no every now and then. Because here’s how it usually plays out: The first time you say yes, they’re grateful. The second time, it becomes expected. The…
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I Wasn’t Allowed to Cry
I wasn’t allowed to cry. When I first saw my mom — Lifeless, lying in the emergency room — I cried softly and whispered, “Liya tak sempat jumpa mak.” But he said I shouldn’t cry. I couldn’t cry. If I did, it meant I was against God’s will. If I did, it meant I didn’t…
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Because Life Happens
As a financial planner — and also as a mom — I’ve seen how unexpected expenses can shake a family’s stability. Many people believe, “It’s okay, I can always rely on government hospitals if anything happens.” But here’s the truth: while treatment at government hospitals is subsidised, not all medications or procedures are fully covered.…
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Mind the Gap
When we talk about “protection,” most people immediately think of medical cards, insurance, or takaful. But here’s the thing — many Malaysians actually don’t have enough protection. This missing piece is what we call the protection gap. What is the Protection Gap? In simple words, the protection gap is the difference between what your family…
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I Wasn’t Allowed to Cry
I wasn’t allowed to cry. When I first saw my mom — Lifeless, lying in the emergency room — I cried softly and whispered, “Liya tak sempat jumpa mak.” But he said I shouldn’t cry. I couldn’t cry. If I did, it meant I was against God’s will. If I did, it meant I didn’t…
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When Silence Becomes the Strongest Answer
Have you ever encountered someone who is not a close family or friend, neither a client — who gets triggered if they can’t send you a private message, or if you don’t reply to them? I have. IT.WAS.NOT.PLEASANT. When I didn’t entertain her private message, she went the extra mile to get my attention in…
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Period Panties That Actually Feel Like a Hug
Periods aren’t exactly a walk in the park for me. The cramps, the bloating, the constant fear of leaks — sometimes it feels like my uterus is staging a full protest. That’s why what I wear during those days matters so much. I’ve been using period underwear for a while now, but recently I tried…
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