Author: aliya
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How to Start Saving in 3 Steps
So, you just got your first job—congrats! You’re finally earning your own money, maybe living on your own, and figuring out this whole adulting thing. You scroll through social media, and everyone’s talking about Takaful, savings, retirement plans… but hold up, do you really need to worry about all that now? Or maybe you already…
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1 Juta Annual Limit, Tapi Kenapa Tak Approve Semua?
“Kenapa rawatan kanser ni tak terus approve RM1 juta?” Real case 1 : Padahal dalam plan ni, annual limit RM1,000,000. So kenapa tak terus approve je semua amount tu sekali harung? Sebab GL (Guarantee Letter) takkan approve lump sum terus sampai RM1 juta. GL approval ikut apa yang hospital apply, berdasarkan keperluan rawatan semasa. It’s…
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Medical Card Is A Waste of Money?
Amir (real name hahaha) pays about RM100 for ASTRO bill every month without fail for the Sport’s package. RM100 gone each time. The thing is, we barely watches Astro. Almost ten years in, he suddenly feels like it’s a waste. “I’ve spent so much, but I barely watch the television. I always come home late,…
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Raya Dulu-Dulu with Avisena
There’s something so heartwarming about Raya open houses — and this year, Avisena’s Raya Dulu-Dulu celebration never fails to bring the kampung vibes to life in the most beautiful way. From the moment I stepped in, I was transported back to the good old days. The photo spots were themed around traditional rumah Melayu lama-lama,…
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From Cost to Care: A Smarter Way to Manage Employee Medical Benefits
Hi, my name is Aliya and here’s why your company should consider getting corporate medical and health benefits with me and AIA Public Takaful. First things first – What’s Group Takaful? It’s a life/medical takaful certificate that covers a group of people (usually employees). The employer (you!) is the certificate owner, and the employees are…
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Satu lagi kisah cancer patient… client saya sendiri.
A story from one of my own clients — a cancer warrior. I’m sharing this to highlight my personal experience in handling a declined Guarantee Letter (GL) for a client who was undergoing cancer treatment. Dia disahkan breast cancer in 2021. Certificate belum pun cukup 24 bulan masa tu. Still dalam contestable period. Diagnosed kat…
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Rumah Untuk Alie
If I were Gianla, Alie’s mom, this movie would have turned into a horror genre instead of a melodrama. Because I would have crawled out from my grave to haunt—and teach a lesson to—those who bullied my daughter. But before I continue, fair warning: this review might contain spoilers. So proceed at your own risk.…
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Full On Kenduri Mode at APTB Raya Open House
If there’s one thing AiA Public Takaful knows how to do, it’s throw a proper jamuan! This year’s Raya Open House was basically a full-on kenduri — we’re talking rendang, soto, satey, kambing golek, and to top it off, bottomless Tealive drinks and Inside Scoop ice cream. Lupakan je la nak diet, kita start esok…
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Sunday well spent with the chaos crew!
Small, intimate gathering konon… but volume macam kenduri satu taman. Banyak gelak, and the jokes were so nonsensical I swear the rumah almost lost its bumbung. Imagine a condo losing its roof. Kalau jiran pasang CCTV, mesti ingat ni tengah shooting comedy. Let me just say—this is not your average demure, sopan-santun girls’ gathering. Kita…
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Serlah Seri Diri dengan SAFI
Okay girls, you have to hear this—especially kalau you tengah belajar or plan nak sambung belajar. Baru-baru ni Liya pergi SAFI roadshow “Serlah Seri Diri – Anugerah Dihayati” kat IOI City Mall (from 23 to 27 April 2025 tau!), and let me just say—everything was pink, fun, and totally my vibe! Tapi bukan itu je…
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Aliyawanders 