Category: Finance & Budgeting
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Satu lagi kisah cancer patient… client saya sendiri.
A story from one of my own clients — a cancer warrior. I’m sharing this to highlight my personal experience in handling a declined Guarantee Letter (GL) for a client who was undergoing cancer treatment. Dia disahkan breast cancer in 2021. Certificate belum pun cukup 24 bulan masa tu. Still dalam contestable period. Diagnosed kat…
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WHEN THE PAYCHECK STOPS BUT THE BILLS DON’T
Money. You don’t think about it much—until you don’t have enough of it. Imagine this: One day, life is normal. You’re working, paying bills, maybe even saving a little. Then, out of nowhere, you get hit with the kind of news that stops time—cancer, a heart attack, stroke, something big. Suddenly, work is no longer…
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How to Register a Domain Name on EasyBytes
So you’ve got a great idea — maybe for a blog, business, or your own personal space online. But first things first: you need a domain name. That’s basically your website’s address on the internet, like aliyawanders.com. I used EasyBytes.my because it’s local and easy to use. Here’s how you can do it step by…
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I Mistakenly Transfered RM14K of Inheritance Money from My Mom
This is a personal story, so it could get emotional for me. When Liya uruskan pusaka Mak, I mistakenly transfered about RM14K to some one else account, read on to know the full story… Before Liya start, to me the best is still prepare wisoyyah semasa masih hidup eventhough kita dah decide nak follow je…
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How to Submit Claim on AiA+ App – Employee Benefit edition
Got a claim to submit? No worries—let’s get this sorted in a few taps. But before we proceed, there are two things I want to highlight… First, got questions about your finances? I’m here to help! Feel free to call me at +60 12 223 1623 or drop a message on WhatsApp (click here). Let’s…
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Switching Payment Methods Like a Pro on AIA+ App
Need to change your payment method? No problem! Just hop onto the AIA+ app and follow the steps to update your details. A few taps, a quick confirmation, and boom—your new payment method is locked in. Just read on until the end and let me show you how. But hey, before you proceed—quick question. Need…
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Want to Create a RM1 Million Legacy for Your Children?
I had a conversation with a client who has two kids. He told me he had already set aside RM1 million for each of them. That’s RM2 million in total! While that’s a solid plan, I asked him, “Why not put aside just a portion of that money and let Takaful do the heavy lifting?”…
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So, how do I open a Private Retirement Scheme account?
So, you’ve read Part 1 and Part 2 of my Private Retirement Scheme series, and now you’re ready to start. What’s next? First things first—head over to ppa.my for self-registration. Isn’t it great that we can do this online now?” 1. You’ll then be directed to this page. Enter your name, email, and mobile number.…
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Asb Dividend Calculation
ASB (Direct Investment) The dividend for Amanah Saham Bumiputera (ASB) is calculated monthly on a prorated basis based on the minimum or available balance in the account. When I asked the bank officer (when doing top up over the counter), this is what I was told. 1. Minimum Monthly Balance: • ASB calculates the dividend…
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Retirement Planning Made Simple: Your Guide to Private Retirement Schemes (PRS)
This is Part 2 In Part 1, I shared an overview of the Private Retirement Scheme (PRS) and the basics you might want to know to get started. Curious? Click here to read Part 1. Imagine this: It’s the weekend, and you’re scrolling on your phone, dreaming of your future – maybe sipping coffee on…
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