Category: Finance & Budgeting
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5 Must-Know Tools for Muslim Estate Planning
Estate planning sounds heavy and maybe even a bit intimidating. But if we strip away the big words and focus on what really matters, it’s just about making sure your loved ones are taken care of when you’re no longer around. There are a few common tools people use to manage their estates, and I’ll…
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Auto-Debit ASB: The “Set and Forget” Hack for Future You
Saving money manually is like convincing yourself to “start eating healthy on Monday.” You have the best intentions, but somehow, that nasi lemak still finds its way to your plate. Enter ASB auto-debit, the life hack that takes the thinking (and temptation) out of saving. Just set it up once, and boom—your future self gets…
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1 Juta Annual Limit, Tapi Kenapa Tak Approve Semua?
“Kenapa rawatan kanser ni tak terus approve RM1 juta?” Real case 1 : Padahal dalam plan ni, annual limit RM1,000,000. So kenapa tak terus approve je semua amount tu sekali harung? Sebab GL (Guarantee Letter) takkan approve lump sum terus sampai RM1 juta. GL approval ikut apa yang hospital apply, berdasarkan keperluan rawatan semasa. It’s…
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Medical Card Is A Waste of Money?
Amir (real name hahaha) pays about RM100 for ASTRO bill every month without fail for the Sport’s package. RM100 gone each time. The thing is, we barely watches Astro. Almost ten years in, he suddenly feels like it’s a waste. “I’ve spent so much, but I barely watch the television. I always come home late,…
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From Cost to Care: A Smarter Way to Manage Employee Medical Benefits
Hi, my name is Aliya and here’s why your company should consider getting corporate medical and health benefits with me and AIA Public Takaful. First things first – What’s Group Takaful? It’s a life/medical takaful certificate that covers a group of people (usually employees). The employer (you!) is the certificate owner, and the employees are…
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Satu lagi kisah cancer patient… client saya sendiri.
A story from one of my own clients — a cancer warrior. I’m sharing this to highlight my personal experience in handling a declined Guarantee Letter (GL) for a client who was undergoing cancer treatment. Dia disahkan breast cancer in 2021. Certificate belum pun cukup 24 bulan masa tu. Still dalam contestable period. Diagnosed kat…
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WHEN THE PAYCHECK STOPS BUT THE BILLS DON’T
Money. You don’t think about it much—until you don’t have enough of it. Imagine this: One day, life is normal. You’re working, paying bills, maybe even saving a little. Then, out of nowhere, you get hit with the kind of news that stops time—cancer, a heart attack, stroke, something big. Suddenly, work is no longer…
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How to Register a Domain Name on EasyBytes
So you’ve got a great idea — maybe for a blog, business, or your own personal space online. But first things first: you need a domain name. That’s basically your website’s address on the internet, like aliyawanders.com. I used EasyBytes.my because it’s local and easy to use. Here’s how you can do it step by…
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I Mistakenly Transfered RM14K of Inheritance Money from My Mom
This is a personal story, so it could get emotional for me. When Liya uruskan pusaka Mak, I mistakenly transfered about RM14K to some one else account, read on to know the full story… Before Liya start, to me the best is still prepare wisoyyah semasa masih hidup eventhough kita dah decide nak follow je…
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How to Submit Claim on AiA+ App – Employee Benefit edition
Got a claim to submit? No worries—let’s get this sorted in a few taps. But before we proceed, there are two things I want to highlight… First, got questions about your finances? I’m here to help! Feel free to call me at +60 12 223 1623 or drop a message on WhatsApp (click here). Let’s…
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