Tag: agent Takaful
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Does a RM1 Million Annual Limit Mean You Automatically Get RM1 Million?
This is one of the biggest misunderstandings about medical cards. Having an annual limit of RM1 million does not mean every admission is automatically approved up to RM1 million. Example: Your medical card has an annual limit of RM1 million. You are admitted for a procedure estimated at RM12,000. The hospital submits a GL request…
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How Initial Guarantee Letter (GL) Actually Works: From Seeing the Doctor to Getting Hospital Admission Approved
One of the most common frustrations patients face during hospital admission is: “Why is my medical card taking so long? Isn’t this what insurance is for?” What many people don’t realise is that a medical card is not an automatic admission pass. Before an Initial Guarantee Letter (GL) is approved, there is usually a medical…
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How a Guarantee Letter (GL) Works: Initial GL vs Final GL
Part 1 of 3 — What Actually Happens Before Your Initial GL Gets Approved Many people think hospital admission starts when the medical card is presented. In reality, there’s usually a process happening between the doctor, hospital, and insurer before an Initial GL is approved. This series walks through that journey step by step —…
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Raya Dulu-Dulu with Avisena
There’s something so heartwarming about Raya open houses — and this year, Avisena’s Raya Dulu-Dulu celebration never fails to bring the kampung vibes to life in the most beautiful way. From the moment I stepped in, I was transported back to the good old days. The photo spots were themed around traditional rumah Melayu lama-lama,…
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Full On Kenduri Mode at APTB Raya Open House
If there’s one thing AiA Public Takaful knows how to do, it’s throw a proper jamuan! This year’s Raya Open House was basically a full-on kenduri — we’re talking rendang, soto, satey, kambing golek, and to top it off, bottomless Tealive drinks and Inside Scoop ice cream. Lupakan je la nak diet, kita start esok…
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